When disaster strikes—whether it’s a fire, storm, or other property loss—many people find themselves fighting not only to recover physically and emotionally but also financially. That’s where first-party insurance claims come into play.
What Is a First-Party Insurance Claim?
A first-party insurance claim is one that you, the policyholder, file against your own insurance company. It covers losses such as property damage, home or business interruption, or other damages included in your policy.
But just because you pay premiums doesn’t mean your insurance company will pay up easily.
Common Tactics Used by Insurers
Insurance companies are businesses—focused on minimizing payouts. Some common tactics they use include:
- Delaying investigations
- Undervaluing property damage
- Claiming insufficient documentation
- Denying coverage for minor technicalities
Your Legal Rights
You have the right to:
- Receive a timely investigation
- Be treated fairly under Texas’ bad faith insurance laws
- Seek additional damages if your claim was wrongfully denied or underpaid
Why Legal Support Matters
Attorney Carlos Canady has helped countless clients recover what’s rightfully theirs. With over 20 years of legal experience and a deep understanding of insurance law, his firm provides the legal muscle to make insurers take your claim seriously.
