A catastrophic injury is one that results in permanent disability, long-term impairment, or significant life-altering consequences. These injuries typically require extensive medical treatment, rehabilitation, and ongoing care, substantially impacting your ability to work and live independently.

The value depends on many factors including the severity of your injuries, impact on earning capacity, future medical needs, pain and suffering, and degree of disability. We work with medical and economic experts to calculate the full value of your claim, which can range from hundreds of thousands to millions of dollars.

These cases typically take 1-3 years or longer to resolve because we must wait until you reach maximum medical improvement to fully understand your condition and future needs. Rushing to settle often results in inadequate compensation that doesn't cover lifetime expenses.

While most cases settle out of court, insurance companies often fight catastrophic injury claims aggressively due to their high value. We prepare every case for trial and have the experience to take your case to a jury if necessary to secure fair compensation.

We investigate all available insurance coverage, including excess policies, umbrella coverage, and assets of responsible parties. We also explore other potential defendants who may share liability to maximize your recovery beyond standard policy limits.

No. We handle catastrophic injury cases on a contingency fee basis, meaning you pay no attorney fees unless we successfully recover compensation for you. We also advance all case expenses, so you're never asked to pay out-of-pocket costs while your case is pending.