When your insurer acts unfairly, you’re not just facing a claim denial—you’re dealing with a legal violation known as bad faith.

What Is Bad Faith?

Bad faith occurs when an insurance company doesn’t treat your claim honestly or fairly. Examples include:

• Delaying claim investigations
• Refusing to pay without reason
• Misrepresenting coverage details
• Offering less than what’s owed intentionally

Your Rights Under Texas Law

Texas law allows you to sue insurers for:

• The original amount owed
• Punitive damages
• Attorney’s fees

Real Case Example

One of Carlos Canady’s clients had their commercial property claim denied after a hurricane. With aggressive legal action, the client received over 30x the insurer’s initial offer.

If you suspect your insurer is acting in bad faith, don’t wait. Legal action could make all the difference.